Be a Better Budgeter: Keep Your Resolution to Save This New Year

January 5, 2019

‘Lose weight,’ ‘budget money better;’ every year we say we’re going to do it, but something happens, no matter how well-intentioned our New Year’s resolutions.    So, you want to save money and be a better budgeter. Perhaps not quite so ironic, but the first step to achieve this goal is to actually have a … Continued

The 5 Financial Personalities: Financial Literacy Starts with You | Peoples Bank

April 17, 2018

Since April is Financial Literacy Month, the team at Peoples Bank wants to help you improve your financial know how. A big part of being financially literate is knowing your financial personality. Identifying your personality can help you develop strong financial habits and avoid pitfalls that can land you in financial trouble. Today we’re going … Continued

Teen Talk: How to Talk to Your Teen About Money | Peoples Bank

February 6, 2018

Today’s world of one-click online shopping and virtual payments makes it too easy to spend money without realizing how quickly it all adds up. At times, it seems as though money comes from nowhere and to a teen, it may seem like it literally grows on trees. It’s tough enough to manage as an adult, … Continued

Youth Savings Accounts: Why Starting Now Will Pay Off Later

October 17, 2017

When it comes to being a new parent, or even a grandparent, there are many lessons we want to pass down to our children. We want them to value their faith, their family, and their friends, among other things. But what about valuing their finances? Teaching your kids to be money smart now will pay … Continued

When to Take Out a Personal Loan | Peoples Bank

July 25, 2017

Personal loans can cover a wide variety of financial needs, whether you’re looking to fund a family vacation, begin a home remodeling project, or cover a medical emergency. When should you take out a personal loan? The reasons vary from person to person, situation to situation, but here is an overview of personal loans and … Continued

The Home You Love at a Home Loan Rate You Love | Peoples Bank HLC

July 17, 2017

Whether you’re a first-time home buyer or thinking about building a new home, finding the home loan that’s right for you is vital. Indeed, it’s probably the biggest loan you’ll have and represents one of the largest financial commitments you can make. We understand that mortgage lending can sometimes be confusing and even a bit … Continued

5 Ways to Become a Financially Sound Millennial | Peoples Bank

June 13, 2017

No matter how you define who is a millennial – from a child of Baby Boomers to Generation Y – one thing is certain: they’ll face their share of economic and employment challenges like every generation before them. The good news, however, is that they have plenty of information and strategies to help them clear … Continued

How to Avoid Overdraft Fees: Money Management Tips

May 9, 2017

The thought of drawing money from a checking account when the balance is below zero wouldn’t occur to most people. It happens, however, and most often unintentionally. One of the problems that come with an “overdraft” is the fee. Overdraft fees are charged when your bank covers you if you use a debit card or … Continued

5 Ways to Teach Your Child Financial Responsibility: Kids and Money

April 11, 2017

Talking to our kids about money is one of the most important conversations but a lot of times we fail to have it. It’s challenging to explain the concepts, and most kids aren’t as interested in money now as they will be later in their lives. But research has shown that the sooner you start … Continued

Tax Season: How to Best Use Your Tax Refund | Peoples Bank

March 28, 2017

Income tax season is upon us. If you’re expecting a refund this year, it’s always a great idea to have a plan for what you’re going to do with your money. Of course, it’s easy to have the money ‘already spent’ in your mind as the money burns a hole in your pocket, but try … Continued