Go Green: The Benefits of Environment-Friendly Construction

March 10, 2019

Out here in West Texas, we have plenty of sun and wind, making it a prime region for using “Green” Construction methods. If you are thinking of incorporating some green into your next home building, here are a few ways it will benefit not only the environment but your pocketbook, as well. Low Maintenance and … Continued

Spring Break: How to Plan Without Breaking the Bank | Peoples Bank

March 5, 2019

If Lubbock will be in your rearview mirror in the next few weeks for Spring Break, it’s important to make sure you aren’t spending more money than you should. With gas prices on the rise ahead of the spring travel season, here are some things to consider as you plan. Budget, Budget, Budget It goes … Continued

Prioritize Your Savings Goals: Improve Financial Health | Peoples Bank

January 16, 2018

If you’ve set out to improve your financial health this year, you’re in the right place. A key factor to good financial health is supporting your savings goals with a robust savings plan. But, where do you start? What is most important? Start by examining your personal or family goals and align your savings strategy … Continued

How to Establish an Emergency Fund: Prepare for the Unexpected

January 9, 2018

Emergency funds exist to help you cover large or unexpected expenses that come up in life. Think major car repairs, unforeseen health issues, or losing your job. If and when life hands you lemons, an emergency fund can help you get through. Your first step will be to identify how much money you should keep … Continued

How To Set & Stick To Your Financial Goals In 2018 | Peoples Bank

December 26, 2017

This time of year we are naturally drawn to goals. You likely have several personal goals, or resolutions, for 2018. They may center around health and fitness, your career, your relationships, but what about your financial goals? You can use this strategy to set and stick to your financial goals in 2018. Start SMART Start … Continued

Holiday Budgeting Tips for The Last Minute Shopper: Seasons Spending

December 12, 2017

It’s true, the best way to save money for holiday shopping is to plan ahead. But, it’s not the only way. We get it, we have very busy lives. The good news is that you don’t have to blow the budget, or worse go into debt, just because you procrastinated. You just need to adjust … Continued

7 Ways to Save Even More for Your Down Payment | Peoples Bank

October 24, 2017

Thinking about a down payment can put a damper on your quest to live the American Dream and purchase your first home. The average down payment for a home is around 20% of the total cost. To some, that seems like quite a bit of money to have in one place (hopefully your bank account), at one … Continued