BUSINESS

Grow Your Business with Peoples Bank

As a community bank, we take pride in meeting the needs of our local businesses. Share with us your goals and let us set you up for success.

Partners for Local Businesses

Peoples Bank has a strong sense of pride our communities. Let us turn that passion into fuel for your growing business.

Business Checking

Business Checking

Peoples Bank has checking accounts for every stage of business development. Our unique and innovative account options pair with incentives that help you better manage your small or large business. Contact your closest Peoples Bank location for full account features and details.

Every account includes:

  • Visa® debit card

    Visa® debit card

  • Free Online Banking

    Free Online Banking

  • Positive Pay

    Positive Pay

    You must enroll in this service

  • Free Mobile Banking

    Free Mobile Banking

  • Free eStatements

    Free eStatements

    with online check images

PEOPLES BANK’S

Checking Account Options

Simply Free Business Checking

Simply Free Business Checking

  • No Minimum Balance
  • No Monthly Service Charge
  • 500 Free Monthly Transaction Items*
  • Up to $10,000 Currency Deposit per Month FREE**
  • Minimum $50 to Open
  • Contact your nearest location for full features and details.

Business Interest Checking

Business Interest Checking

  • Competitive Interest– variable and subject to change
  • $1,000 Minimum Balance to Avoid Monthly $10 Fee
  • 500 Free Monthly Transaction Items*
  • Up to $10,000 Currency Deposit per Month FREE**
  • Up to $10,000 Currency Deposit per Month FREE**
  • Must be a Sole Proprietorship or a not-for-profit organization to qualify.
  • Contact your nearest location for full features and details.

Business Checking

Business Checking

  • Earnings Credit Allowance on Deposit Balances may offset Activity Fees
  • $20 Monthly Service Charge
  • Transaction Items .15 cents each*
  • Coin and Currency Deposits .50 cents per $1,000
  • Contact your nearest location for full features and details.

*Transaction items include all debits and credits. If the Simply Free Business or Business Interest Account exceeds 500 free monthly transactions, the account may be converted to another checking product.

**Includes coin and currency. If the Simply Free Business or Business Interest Account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.

Business Savings

Business Savings

Prepare your business for the future with Business Savings Accounts at Peoples Bank. Low fees and unmatched incentives make it the right next step for your organization’s development.

PEOPLES BANK’S

Saving Options

Savings Account

Savings Account

Interest Paid Quarterly

Minimum Balance of $100

Free Online Banking

$5 Fee if Balance Falls Below $100

6 Debits Allowed per Quarter*

$5 Fee for Each Withdrawal Over 6 per Quarter*

Fees could reduce the earnings on accounts. Rates subject to change without notice. Variable rate accounts. Rates subject to change after account is opened.
Call for current rate information.


*Change in Terms / Reinstatement of Terms Notice:

Effective October 1, 2023 the fee for more than six withdrawals in a statement cycle (quarterly) will be reinstated for Savings Accounts. The fee is $5.00 for every withdrawal exceeding six in a statement cycle (quarterly). If you do not exceed six withdrawals in a quarter, you will not incur an excessive transaction fee.


Money Market Account

Money Market Account

Minimum Balance of $2,500

Interest Varies Based on Account Balance

Free Online Banking

$15 monthly Service Charge if balance falls below $2,500 (monthly statement cycle)

6 Debits Allowed per Quarter*

$5 Fee for Each Withdrawal Over 6 per Quarter*

Fees could reduce the earnings on accounts. Rates subject to change without notice. Variable rate accounts. Rates subject to change after account is opened.
Call for current rate information.


*Change in Terms / Reinstatement of Terms Notice:

Effective October 1, 2023 the fee for more than six withdrawals in a statement cycle (monthly) will be reinstated for Money Market Accounts. In-person teller transactions do not count towards this limit. The fee is $5.00 for every withdrawal exceeding six in a statement cycle (monthly). If you do not exceed six withdrawals in a month, you will not incur an excessive transaction fee.

Certificate of Deposit (CD)

Certificate of Deposit (CD)

  • Commit a Specific Amount of Money for a Specific Period of Time
  • Set Interest Rate
  • $2,500 Minimum
  • 180 Days to 4 Years Terms
  • Subject to Penalty Upon Early Withdrawal

Business Loans

Business Loans

Peoples Bank wants to meet your lending needs. Let us help you reach your goals. As we work to grow local businesses, we take pride in watching our community prosper.

Business loans we offer:

  • Small Business Administration Loans

    Small Business Administration Loans

  • Commercial Construction Loans

    Commercial Construction Loans

  • Commercial Real Estate Loans

    Commercial Real Estate Loans

PEOPLES BANK’S

Business Loan Options

Small Business Administration Loans

Small Business Administration Loans

Peoples Bank is a preferred SBA lender. Our experienced loan officers know how to style your SBA loan for quick approval. Low interest rates and guaranteed backing of the SBA make this an attractive alternative to consider reducing your interest expense and improving your cash flow goals. Loans are available for many different purposes from inventory to land purchases as you look to expand.

Commercial Construction Loans

Commercial Construction Loans

Developing a vibrant and successful business means growth. Whether you’re looking to add onto an existing space, or start from the ground up, we have construction loans that can make your dream a reality. We look forward to helping you and your business reach their greatest potential!

Commercial Real Estate Loans

Commercial Real Estate Loans

If you are thinking about a new location or additional location for your growing business, Peoples Bank can help. From planning to purchase, we can guide you through the process of a smart and successful Real Estate investment. We offer years of vital experience to ensure your next venture is a success.

That Knows You

AG LENDING IN A COMMUNITY

That Knows You

We know agriculture and have a deep respect for everyone in the community. The agricultural lending professionals at Peoples Bank have years of experience with farmers and ranchers. Our region is economically tied to producing and our bank has been helping farmers and agri-business families for many years. We’ve made a long-term, dedicated commitment to serve agriculture in this region and we promise to honor it.

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