Here For You
Peoples Bank places the needs of our customers at the center of everything we do. We are a best-in-class, full service bank– owned and operated by People That You Know.
PEOPLES BANKS
Special Loan Products
Personal Checking
Peoples Bank designed our personal checking accounts with you in mind. With four different account options, our personal bankers will assist you in choosing the one that best fits your financial needs and requirements. Contact your closest Peoples Bank location for full account features and details.
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Visa® Debit Card
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Online Banking
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Bill Pay
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Free Mobile Banking
with mobile check deposit*
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Free eStatements
with online check images
PEOPLES BANK’S
Checking Options
Simply Free Checking
- No Minimum Balance
- No Monthly Service Charge
- No per Check Charge
- Minimum of $50 to Open
- Contact your nearest location for full features and details.
VIP Interest Checking
- Competitive Interest– variable and subject to change
- No Minimum Balance
- No Monthly Service Charge
- Direct Deposit and/or Automatic Payments Required
- Minimum of $50 to Open
- Contact your nearest location for full features and details.
50 Plus Interest Checking
- Competitive Interest– variable and subject to change
- No Minimum Balance
- No Monthly Service Charge
- Account Owner Must Be Greater than 50.
- Minimum of $50 to Open
- Free Standard Bank Stock Checks
- Contact your nearest location for full features and details.
Premium Interest Checking
- Competitive Interest– variable and subject to change if balance falls below $1,000
- Higher interest rate with a balance of $1,000 or more
- $9 Monthly Charge if Balance Falls Below $1,000
- Free Standard Bank Stock Checks
- Contact your nearest location for full features and details.
Personal Credit Cards
Whether you want a low rate or prefer earning rewards, our cards offer competitive features, secure benefits, and the convenience you need for everyday spending.
Benefits of Mastercard®
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Rental Car Insurance
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Airport Concierge
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ID Theft Protection
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Global Services
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Cell Phone Coverage*
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Travel & Lifestyle Services*
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Online Shopping/Delivery Discounts *
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
*Mastercard World cardholders only
1 Please see the application for information about current APRs and fees.
Choose Your Way To Flexible Spending
Low Rate Personal Card
Features
- No annual fee
- Low introductory rate for the first six months1
- Competitive ongoing APR1
- 25-day interest-free grace period on all purchases. (No grace period on cash advances.)
Benefits
- 24-hour toll-free live customer assistance
- 24/7 online account access
- Rental car collision damage waiver protection and many more extraordinary Mastercard® benefits
- Enjoy the same rate for cash advances
Fees
Other fees may be charged, these fees are listed on the application at the following link: Personal Credit Card Application
Preferred Point Rewards
Features
- Earn points that you can redeem for rewards, up to 10,000 points per month.
- Low introductory rate for first six months1
- Competitive ongoing APR1
- 25-day interest-free grace period on all purchases. (No grace period on cash advances.)
Benefits
- Redeem points for cash back, gift cards, travel, and more!
- Rental car collision damage waiver protection and many more extraordinary Mastercard® benefits
- 24-hour toll-free live customer assistance
- 24/7 online account access
- Enjoy the same rate for cash advance
Fees
Other fees may be charged, these fees are listed on the downloadable application at this link: Personal Credit Card Application
Personal Savings
Start building a financial foundation with Peoples Bank Personal Savings. No matter what stage of life you’re in, we have options for you. Feel secure in your future with one of our many Savings options.
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Savings Account
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Youth Savings Account
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Money Market Account
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Health Savings Account
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Certificate of Deposit
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Individual Retirement Account
PEOPLES BANK’S
Savings Options
Savings Account
Interest Paid Quarterly at the end of the Statement Cycle.
Minimum Balance of $100
Free Online Banking
$5 Fee if Balance Falls Below $100
6 Debits Allowed per Quarter*
$5 Fee for Each Withdrawal Over 6 per Quarter*
Fees could reduce the earnings on accounts. Rates subject to change without notice. Variable rate accounts. Rates subject to change after account is opened.
Call for current rate information.
*Change in Terms / Reinstatement of Terms Notice:
Effective October 1, 2023 the fee for more than six withdrawals in a statement cycle (quarterly) will be reinstated for Savings Accounts. The fee is $5.00 for every withdrawal exceeding six in a statement cycle (quarterly). If you do not exceed six withdrawals in a quarter, you will not incur an excessive transaction fee.
Youth Savings Account
Primary Owner Must be a Minor, Below 18 Years of Age
No Minimum Balance Required
Free Online Banking
Will Automatically Change to Regular Savings Account when Minor reaches the age of 18.
Rates subject to change without notice. Variable rate accounts. Rates subject to change after account is opened.
Call for current rate information.
Tiered Money Market Account
Minimum Balance of $2,500
Interest Varies Based on Account Balance
Free Online Banking
$15 Monthly Service Charge if balance falls below $2,500 (monthly statement cycle).
6 Debits Allowed per Month*
$5 Fee for Each Withdrawal Over 6 per Month*
Fees could reduce the earnings on accounts. Rates subject to change without notice. Variable rate accounts. Rates subject to change after account is opened.
Call for current rate information.
*Change in Terms / Reinstatement of Terms Notice:
Effective October 1, 2023 the fee for more than six withdrawals in a statement cycle (monthly) will be reinstated for Money Market Accounts. The fee is $5.00 for every withdrawal exceeding six in a statement cycle (monthly). If you do not exceed six withdrawals in a month, you will not incur an excessive transaction fee.
Health Savings Account (HSA)
- Must Meet IRS Requirements
- Interest Paid Quarterly
- Quarterly Statements
- Free Online Banking
- $4.00 monthly service charge if balance falls below $2,500
Fees could reduce the earnings on accounts. Rates subject to change without notice. Variable rate accounts. Rates subject to change after account is opened.
Call for current rate information.
Certificate of Deposit (CD)
- Commit a Specific Amount of Money for a Specific Period of Time
- Set Interest Rate
- $2,500 Minimum
- 180 Days to 4 Years Terms
- Subject to Penalty Upon Early Withdrawal
Personal Loans
We can customize a loan to fit your borrowing need, whether you want to buy your first car, go on a family vacation, or remodel your existing home. We offer competitive rates and personal service.
Some of the personal loans we offer include:
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Auto/Vehicle Loan
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Home Improvement Loan
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Construction Loan
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All-Purpose Personal Loan
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Personal Loans
Loan Options
PEOPLES BANK’S
Auto/Vehicle Loan
Are you looking for an alternative to a car dealership loan? If it's chilly winter weather making you think AWD might be a good idea or making sure your kid's first car won't break down on the way to school, we're here for you. Choose your local, reliable community bank to help get you on the road.
Home Improvement Loan
You love the trees at your current address, and your family expanded. Maybe you love your neighborhood but really want that kitchen upgrade. We've got good news, a construction loan can help you make your current home your dream home. Contact us for details.
Construction Loan
We're not sure there's anything more exciting than a new build. Watching builders break ground on your lot, deciding the perfect layout for your family, and choosing every detail—from tile to wall color. We'd love to partner with you to help make your new build dreams come true.
Consumer Loans
When life's journey takes an unexpected turn, and you need financial support, consider our Consumer Loans as your reliable companion. Whether it's the excitement of a dream vacation, the joy of upgrading your home appliances, or the peace of mind in handling unexpected expenses, our community bank is here to assist you. Say goodbye to impersonal lenders and choose the warmth of a local, trusted partner. Navigate life's twists and turns with the support of a lending solution tailored to your needs.
Real Estate Application
Embark on the journey to your dream home with our Real Estate Application. When the path to homeownership unfolds, and you seek financial guidance, trust in our Real Estate Application to be your steadfast companion. Whether you're envisioning the perfect house for your family or investing in property, our community bank stands ready to support your aspirations. Bid farewell to impersonal mortgage lenders and embrace the personalized touch of a local, reliable partner. Navigate the exciting terrain of real estate with the assurance of a lending solution crafted to suit your unique needs.
Real Estate Application - Joint Application
Forge a shared path to your dream home with our Real Estate Application - Joint Application. When the adventure of homeownership beckons and you and your co-applicant are ready to take the plunge, rely on our Joint Real Estate Application as your dedicated ally. Whether you're a couple seeking a cozy nest or friends venturing into property investment together, our community bank is committed to facilitating your collective aspirations. Say goodbye to faceless mortgage processes and opt for the warmth and trust of a local partner. Journey through the realm of real estate hand in hand, with a tailored lending solution designed to meet both of your unique needs.
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