Personal Banking Made Easy

Simply Free Checking

• No Minimum Balance
• No Monthly Service Charge
• No per Check Charge
• Minimum of $50 to Open
• Contact your nearest location for full features and details.

VIP Interest Checking

• Competitive Interest– variable and subject to change
• No Minimum Balance
• No Monthly Service Charge
• Direct Deposit and/or Automatic Payments Required
• Minimum of $50 to Open
• Contact your nearest location for full features and details.

50 Plus Interest Checking

• Competitive Interest– variable and subject to change
• No Minimum Balance
• No Monthly Service Charge
• Account Owner Must Be Greater than 50.
• Minimum of $50 to Open
• Free Standard Bank Stock Checks
• Contact your nearest location for full features and details.

Premium Interest Checking

• Competitive Interest– variable and subject to change if balance falls below $1,000
• Higher interest rate with a balance of $1,000 or more
• $9 Monthly Charge if Balance Falls Below $1,000
• Free Standard Bank Stock Checks
• Contact your nearest location for full features and details.

Savings Account

Interest Paid Quarterly at the end of the Statement Cycle.

Minimum Balance of $100

Free Online Banking

$5 Fee if Balance Falls Below $100

6 Debits Allowed per Quarter*

$5 Fee for Each Withdrawal Over 6 per Quarter*

Fees could reduce the earnings on accounts. Rates subject to change without notice. Variable rate accounts. Rates subject to change after account is opened.

Call for current rate information.

*Change in Terms / Reinstatement of Terms Notice:

Effective October 1, 2023 the fee for more than six withdrawals in a statement cycle (quarterly) will be reinstated for Savings Accounts. The fee is $5.00 for every withdrawal exceeding six in a statement cycle (quarterly). If you do not exceed six withdrawals in a quarter, you will not incur an excessive transaction fee.

Youth Savings Account

Primary Owner Must be a Minor, Below 18 Years of Age

No Minimum Balance Required

Free Online Banking

Will Automatically Change to Regular Savings Account when Minor reaches the age of 18.

Rates subject to change without notice. Variable rate accounts. Rates subject to change after account is opened.

Call for current rate information.

Tiered Money Market Account

Minimum Balance of $2,500

Interest Varies Based on Account Balance

Free Online Banking

$15 Monthly Service Charge if balance falls below $2,500 (monthly statement cycle).

6 Debits Allowed per Month*

$5 Fee for Each Withdrawal Over 6 per Month*

Fees could reduce the earnings on accounts. Rates subject to change without notice. Variable rate accounts. Rates subject to change after account is opened.

Call for current rate information.

*Change in Terms / Reinstatement of Terms Notice:

Effective October 1, 2023 the fee for more than six withdrawals in a statement cycle (monthly) will be reinstated for Money Market Accounts. The fee is $5.00 for every withdrawal exceeding six in a statement cycle (monthly). If you do not exceed six withdrawals in a month, you will not incur an excessive transaction fee.

Health Savings Account (HSA)

• Must Meet IRS Requirements
• Interest Paid Quarterly
• Quarterly Statements
• Free Online Banking
• $4.00 monthly service charge if balance falls below $2,500

Fees could reduce the earnings on accounts. Rates subject to change without notice. Variable rate accounts. Rates subject to change after account is opened.

Call for current rate information.

Certificate of Deposit (CD)

• Commit a Specific Amount of Money for a Specific Period of Time
• Set Interest Rate
• $2,500 Minimum
• 180 Days to 4 Years Terms
• Subject to Penalty Upon Early Withdrawal

Auto/Vehicle Loan

Are you looking for an alternative to a car dealership loan? If it's chilly winter weather making you think AWD might be a good idea or making sure your kid's first car won't break down on the way to school, we're here for you. Choose your local, reliable community bank to help get you on the road.

Home Improvement Loan

You love the trees at your current address, and your family expanded. Maybe you love your neighborhood but really want that kitchen upgrade. We've got good news, a construction loan can help you make your current home your dream home. Contact us for details.

Construction Loan

We're not sure there's anything more exciting than a new build. Watching builders break ground on your lot, deciding the perfect layout for your family, and choosing every detail—from tile to wall color. We'd love to partner with you to help make your new build dreams come true.

Consumer Loans

When life's journey takes an unexpected turn, and you need financial support, consider our Consumer Loans as your reliable companion. Whether it's the excitement of a dream vacation, the joy of upgrading your home appliances, or the peace of mind in handling unexpected expenses, our community bank is here to assist you. Say goodbye to impersonal lenders and choose the warmth of a local, trusted partner. Navigate life's twists and turns with the support of a lending solution tailored to your needs.

Real Estate Application

Embark on the journey to your dream home with our Real Estate Application. When the path to homeownership unfolds, and you seek financial guidance, trust in our Real Estate Application to be your steadfast companion. Whether you're envisioning the perfect house for your family or investing in property, our community bank stands ready to support your aspirations. Bid farewell to impersonal mortgage lenders and embrace the personalized touch of a local, reliable partner. Navigate the exciting terrain of real estate with the assurance of a lending solution crafted to suit your unique needs.

Real Estate Application - Joint Application

Forge a shared path to your dream home with our Real Estate Application - Joint Application. When the adventure of homeownership beckons and you and your co-applicant are ready to take the plunge, rely on our Joint Real Estate Application as your dedicated ally. Whether you're a couple seeking a cozy nest or friends venturing into property investment together, our community bank is committed to facilitating your collective aspirations. Say goodbye to faceless mortgage processes and opt for the warmth and trust of a local partner. Journey through the realm of real estate hand in hand, with a tailored lending solution designed to meet both of your unique needs.